IF you really need a 4x4, but don't fancy the running costs, why not drop down a few sizes and try the Daihatsu Terios.

It is the only small 4x4 with five doors as standard making it more practical than others, and at a squeeze, it will seat five.

It has excellent off-road ability and in a group test some years ago, it kept up with a Land Rover Discovery over most tough terrain.

The latest model introduced in 2006 is the best buy although the previous one was not half bad.

Now, it has a 1.5 petrol engine - there's no diesel option sadly - with fair performance and the same strong off-road ability.

It's also more comfortable than the previous model with good steering and better road manners.

There is some roll, but road holding is still quite reasonable and it has permanent four wheel drive, which is always there to help out in slippery conditions on the road as well as off-road.

Quality is good and Daihatsus have a reputation for reliability. It comes with aircon, remote locking and four electric windows.

: Suzuki Vitara